Oikocredit provides loans to microfinance institutions (MFIs) and other organisations, including farmer’s cooperatives and small to medium enterprises. We select our partners through a series of ethical and financial criteria and a thorough due diligence process, to ensure we effectively reach those who need financial support to achieve a sustainable improvement in their lives and their communities, but lack enough opportunities. Oikocredit refers to all of these organizations that help us in carrying out our mission as partners.
Oikocredit aims for long-term relationships. Once a partnership is established, Oikocredit carries out social performance monitoring and mentoring, and occasionally assists partners with technical assistance.
To make borrowing easier for our partners, Oikocredit provides loans in hard or in local currencies, and the rates, terms and guarantees are reasonable and defined case to case with the client.