Mission and Values

As a socially responsible investments channel, Oikocredit promotes global social justice by turning investments into credits. Our goals are high social impact and sustainable development.


Oikocredit challenges all to invest responsibly. It provides financial services and supports organizations to improve the quality of life of low-income people or communities in a sustainable way.


A global, just society in which resources are shared sustainably and all people are empowered with the choices they need to create a life of dignity.



All people are created equal. Oikocredit thus extends credit to marginalized people irrespective of their faith, culture, age or gender and favors the initiatives of women, as they are the backbone of their families and thus society as a whole.


An uneven distribution of resources, wealth and power leads to a world of conflict. When people in the North, South, East and West are prepared to share what they have, respect each other and cooperate together, justice and peace can rule in the world. Oikocredit provides a mechanism for meaningful sharing.

Ecumenical spirit

Around the world people of faith are willing to share their resources. Oikocredit forms part of that worldwide coalition of solidarity.


Development is most effective when it stems from the grassroots. In the cooperative culture of Oikocredit, people's initiatives and participation are central to all acts and policies.


Respect between people implies honesty and truthfulness. Oikocredit's determination is to listen with an open mind and communicate in full transparency on all parameters of its own policies. A code of conduct for those who determine the Oikocredit course is part and parcel of this principle.


A wholesome ecosystem is the basis for life. Animals, species and biodiversity should thus be preserved. Oikocredit believes that a healthy balance in nature can only be achieved in a world where resources and power are evenly spread.